{"id":7,"date":"2026-06-02T13:36:55","date_gmt":"2026-06-02T13:36:55","guid":{"rendered":"https:\/\/gf-calc.vsmdev.ca\/?page_id=7"},"modified":"2026-06-02T13:39:54","modified_gmt":"2026-06-02T13:39:54","slug":"pac-calculator","status":"publish","type":"page","link":"https:\/\/gf-calc.vsmdev.ca\/?page_id=7","title":{"rendered":"PAC calculator"},"content":{"rendered":"<div class=\"gf-calc-root investment-calculator\" data-instance=\"calculator-1-1\" data-id=\"calculator-1-1\" id=\"calculator-1-1\">\n\n    <div>\n        <div class=\"row ret-calc-top-section\" id=\"calculator-1-1-image-1\">\n            <div class=\"col-sm-9\">\n                <div class=\"row\">\n                    <div class=\"col-md-6\">\n                        <div class=\"ret-calc-field-label\">What is your annual contribution amount?<\/div>\n                    <\/div>\n                    <div class=\"col-md-6\">\n                        <div class=\"input-group\">\n                            <span class=\"input-group-addon\">$<\/span>\n                            <input class=\"ret-calc-field form-control\" type=\"number\" step=\"0.01\" name=\"contribution-amount\" value=\"100\" min=\"0\" max=\"5000\" onchange=\"inv_calculate('#calculator-1-1')\">\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"row\">\n                    <div class=\"col-md-6\">\n                        <div class=\"ret-calc-field-label\">What is your employer's annual contribution amount?<\/div>\n                    <\/div>\n                    <div class=\"col-md-6\">\n                        <div class=\"input-group\">\n                            <span class=\"input-group-addon\">$<\/span>\n                            <input class=\"ret-calc-field form-control\" type=\"number\" step=\"0.01\" name=\"employer-contribution-amount\" value=\"0\" min=\"0\" max=\"5000\" onchange=\"inv_calculate('#calculator-1-1')\">\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"row\">\n                    <div class=\"col-md-6\">\n                        <div class=\"ret-calc-field-label\">What is your annual taxable income?<\/div>\n                    <\/div>\n                    <div class=\"col-md-6\">\n                        <select name=\"annual-gross-income\" class=\"ret-calc-field form-control\" onchange=\"inv_calculate('#calculator-1-1')\">\n                                                            <option  value=\"24.50\">$20,382 - $54,532 (24.50% marginal tax rate)<\/option>\n                                                            <option  value=\"26.50\">$54,533 - $58,523 (26.50% marginal tax rate)<\/option>\n                                                            <option selected=\"selected\" value=\"33.00\">$58,524 - $117,045 (33.00% marginal tax rate)<\/option>\n                                                            <option  value=\"38.50\">$117,046 - $155,805 (38.50% marginal tax rate)<\/option>\n                                                            <option  value=\"40.50\">$155,806 - $181,440 (40.50% marginal tax rate)<\/option>\n                                                            <option  value=\"43.79\">$181,441 - $258,482 (43.79% marginal tax rate)<\/option>\n                                                            <option  value=\"47.50\">$258,483 and up (47.50% marginal tax rate)<\/option>\n                                                    <\/select>\n                    <\/div>\n                <\/div>\n                <div class=\"row\">\n                    <div class=\"col-md-6\">\n                        <div class=\"ret-calc-field-label\"> How often will you contribute to your RRSP?<\/div>\n                    <\/div>\n                    <div class=\"col-md-6\">\n                        <select name=\"contribution-period\" class=\"ret-calc-field form-control\" onchange=\"inv_calculate('#calculator-1-1')\">\n                            <option value=\"26\">Biweekly (26 per year)<\/option>\n                            <option selected=\"selected\" value=\"24\">Semi-Monthly (24 per year)<\/option>\n                            <option value=\"12\">Monthly<\/option>\n                            <option value=\"1\">Annually<\/option>\n                        <\/select>\n                    <\/div>\n                <\/div>\n                <div class=\"row\">\n                    <div class=\"col-md-6 col-md-offset-6\">\n                        <button class=\"btn btn-primary\" onclick=\"inv_calculate('#calculator-1-1')\">Calculate<\/button>\n                    <\/div>\n                <\/div>\n                <div class=\"gf-calc-validation\" aria-live=\"polite\"><\/div>\n            <\/div>\n            <div class=\"col-md-3\">\n                <div class=\"per-paycheck-amt\"><\/div>\n                <div class=\"per-paycheck-extra\">Your annual contribution<\/div>\n                <hr>\n                <div class=\"tax-credits-msg\">Your total tax credits and savings<\/div>\n                <div class=\"tax-credits-total\"><\/div>\n            <\/div>\n        <\/div>\n        <div class=\"row results-section\">\n            <div class=\"col-md-6\">\n                <div class=\"ret-calc-chart-title\">Annual Golden Opportunities Fund RRSP Investment<\/div>\n                <div id=\"calculator-1-1-paycheque-pie\" class=\"invest-calc-section-2-golden-chart ret-calc-pie-chart\" d3pie=\"0.1.6\"><\/div>\n            <\/div>\n            <div class=\"col-md-6\">\n                <div class=\"ret-calc-chart-title\">Annual Regular RRSP Investment<\/div>\n                <div id=\"calculator-1-1-regular-paycheque-pie\" class=\"ret-calc-section-2-regular-chart ret-calc-pie-chart\" d3pie=\"0.1.6\"><\/div>\n            <\/div>\n\n        <\/div>\n    <\/div>\n<\/div>\n<script type=\"application\/json\" class=\"gf-init\" data-type=\"calculator\" data-instance=\"calculator-1-1\">\n    {\"instance_id\":\"calculator-1-1\",\"calc_mode\":\"standard\",\"gof_growth_rate\":0.040000000000000000832667268468867405317723751068115234375,\"rsp_growth_rate\":0.040000000000000000832667268468867405317723751068115234375,\"prov_tax_credit\":0.174999999999999988897769753748434595763683319091796875,\"fed_tax_credit\":0.1499999999999999944488848768742172978818416595458984375,\"share_subject\":\"Test Share Subject\",\"total_pay_periods_per_year\":26,\"max_gof_contribution\":5000,\"province\":\"sk\",\"fontcolor\":\"#666\"}<\/script>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7"}],"version-history":[{"count":2,"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":16,"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=\/wp\/v2\/pages\/7\/revisions\/16"}],"wp:attachment":[{"href":"https:\/\/gf-calc.vsmdev.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}